Buy to let home Insurance

If you're looking around for a competitive buy to let home insurance quote then you have arrived at the right place, we are a broker which specialises in this niche and provide instant online quotes from a large panel of well known insurers. Simply complete a very short form and decide which policy best meets your needs based on price, excess and cover provided.

When arranging your buy to let home insurance it is important to remember to insure your building for its rebuild value and not the sale price. Usually the rebuild value is lower than the sale price since you will still own the land even if the property was to be destroyed completely, however this isn't always the case and the sale price can be lower. We recommend that you obtain a professional survey before insuring your property.

There are several factors which are taken into account when working out the premium for insurance to cover a buy to let property. The following is just some of the major factors taken into account:

The postcode of the property
The sums insured for buildings and contents
Year built
Tenant occupying such as student, dss, asylum seekers, professional, retired or vacant/unoccupied
The level of cover required. E.g standard or accidental
Additional cover such as legal expenses and loss of rent

When arranging your insurance it is imperative that all details submitted are accurate since any misleading details could result in a claim being repudiated.