Rented property Insurance

Many people are now realising the potential of renting a property in the UK, especially considering the ever increasing house prices. It is crucial that you have rented property insurance if you are letting your property in the UK since a standard household policy will not usually provide any cover for a property which stops becoming owner occupied and instead becomes let.

The following is just a small list of factors which can have an effect on the premium, excess or terms of your rented property insurance:

Property location
Building rebuild value and contents sum insured
The year in which the property was built
The type of tenant which occupies the rented property

Feel free to use our online quick quote facility to perform as many quotes for rented property insurance as you require or call us and we can go through a quote over the phone.

If you are insuring the building of your rented property then you will need to know the rebuild value which can be found on a buildings survey undertaken by a professional which is usually carried out by a landlord or mortgage lender before purchasing a property to check for any structural issues and make sure it is a sound investment. If you do not have a building survey then you can use online tools which offer an indication to what the building sum insured should be, however these are generally not that accurate and should not necessarily be reallied on when arranging your rented property insurance.